Welcome to Mortgage Company Guide
Hunter Mortgage Company Atlanta Georgia Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Loan Options of the Chase Mortgage Company
from:The Chase Mortgage Company is a subsidiary of the JPMorgan Chase group. The name Chase is used for US consumer and commercial banking purposes since JPMorgan and JPMorgan Chase are the names being used in worldwide deals. As a leading lender in the US market, Chase Mortgage Company offers different loan options for you to choose from.
The Chase Mortgage Company has different loan packages available for your different needs. Whether you are a first time borrower or you need to refinance you home, Chase Mortgage Company has the answers to your dilemma.
They have seven main types of mortgage packages namely Fixed rate mortgages, Jumbo Mortgages, Adjustable rate mortgages, Interest-only mortgages, Specialized loans, First-time homebuyers loans, and Homebuilder loans. The advantages of each type of mortgage package are discussed below:
Fixed Rate Mortgage
An option of a 15, 20, 30, 40 year loan term with fixed monthly payments and evenly spaced out payments.
Jumbo Mortgages
Jumbo Mortgages are called as such since they are loan amounts greater than the normal limits allowed. They come in 10, 15, 20, 25, and 30 loan term with a fixed interest rate therefore having a fixed monthly payment as well.
Adjustable Rate Mortgages
The concept of adjustable rate mortgages is that the interest rate is fixed for a chosen period, then, adjustable for the remainder period of loan. An advantage of this type of mortgage is the chance to benefit from lower interest rates in the future.
Interest-Only Mortgages
This type of mortgage enables the client to pay the interest only for the loan amount for 10 years. After which, the client will be required to pay the principal plus interest for the remainder of the loan period. Paying interest only for the first 10 years will enable the borrower to improve his cash flow. The interest-only mortgage of the Chase Mortgage Company also offers the option to have it as a fixed rate or adjustable rate mortgage.
Specialized Loan Options
The Chase Mortgage Company also offers loans to those people that do not have the usual requirement in obtaining a loan. This type of loan is very helpful to self-employed individuals and to those working abroad yet planning to invest in a US home.
First-time Home Buyers Loans
The Chase Mortgage Company also offers a light plan for those first-time home buyers. They even consider people with less than perfect credit standing. Their First-time Home Buyer loans are usually fixed rate loans that do not need borrower investment and have predictable monthly payments.
Home Builders Loans
Depending on the type of Home Builder Loan package, the interest rates differ from being a fixed rate, adjustable rate, or lock-in rate.
These are the different mortgage packages offered by the Chase Mortgage Company and it is your choice to select the best one.
Hunter Mortgage Company Atlanta Georgia Specific links
Hunter Mortgage Company Atlanta Georgia News
Failure of credit-reporting agencies to fix mistakes afflicts thousands of ... - Toledo Blade
 Toledo Blade | Failure of credit-reporting agencies to fix mistakes afflicts thousands of ... Toledo Blade Free reports also can be obtained by phone at 1-877-322-8228 or by writing to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. In each case, you must provide your full name, birth date, Social Security number, and addresses ... |
Dispatch investigation: Credit scars - Columbus Dispatch
 Columbus Dispatch | Dispatch investigation: Credit scars Columbus Dispatch You also can receive a free report if you have been denied credit within the past 60 days, are unemployed and job hunting, receive public assistance or are a victim of fraud. The National Consumer Law Center offers tips on what to check in your credit ... |